Q I have a seven-year fixed-rate mortgage with an interest rate of 4.99%, which is due to finish in October 2010. I also owe £6,000 on a two-year fixed-rate mortgage, which is due to finish on 31 December 2009. In addition, I have a credit card with an outstanding balance of £3,500 on which I now have to start paying interest. Should I take out a £9,500 mortgage at the end of December to cover …
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